Real Estate Investment Purpose Loans

We can close in 7 - 10 business days!

PLEASE READ BELOW FOR MORE INFORMATION.

Minimum qUALIFICATIONS

We are only able to lend on properties that you as a borrower WILL NOT live in.

We use appraisals to verify property value and current market value in the area.

Foreign Nationals

Non-Permanent Resident Alien

Permanent Residents Alien

US Citizen

(If you don't have both^ we can refer you to a trusted source to improve your credit scores.)

Depending on which loan product, we based loans by experience and some none experience needed at all.

(Subject to background verification if experience is needed.)

Protect your assets from personal liabilities.

Direct Lending Loan Products

Purchase, renovate and rent or sell when completed.

$50,000 - $5,000,000
Up to 75% of the lower of land value or purchase price 60% if un-permitted.
100% of construction cost
Max 80% of total project costs
LTC Catch Up Draw to raise initial advance to 75% at approval of required plans/permits post-closing.
Up to 18 Months Short Term Loan
Loans Based On ARV (70%) not As Is Value.

5/6, 7/6, 10/6 Hybrid ARMs (Partial IO or Fully Amortizing)

$250,000 - $50,000,000
Single Family/2-4 Unit/Townhomes/PUD/ Warrantable Condos
5-8 Unit Properties allowed up to 15% of Loan Amount
30-Year term, Fixed Rate Mortgage (Fully Amortizing) 5/6, 7/6, 10/6 Hybrid ARMs (Partial IO or Fully Amortizing)
DSCR For portfolios with <=$2MM AND <=10 properties: 1.10x - For all other portfolios: 1.20x
Terms: 5, 10, and & 30 Years
Purchase/Rate-Term Refinance up to 80%
Cashout Refinance up to 75%

$250,000 - $3,000,000
5-8 Unit Residential Properties
30-Year Fixed Rate Mortgage, OR 5/6, 7/6, 10/6 hybrid ARMs (Partial IO or Fully Amortizing)
DSCR For portfolios with <=$2MM AND <=10 properties: 1.10x - For all other portfolios: 1.20x
Purchase/Rate-Term Refinance: up to 70%
Cashout Refinance: up to 70%
DSCR 1.20x - 1.40x, based on subject market classification (Top, Standard, Small, Very Small).